Salary Guide · India 2026
Premium Indian fintech for credit-card payments + reward platform; expanded into payments, lending, and rent payments. Salary ranges below are sourced from AmbitionBox, Glassdoor, and Levels.fyi and reflect total CTC (base + variable + equity) at the 25th–90th percentile of reported offers in India.
Role
Total CTC ranges for Software Engineers at CRED India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹12L – ₹33.6L | ESOP₹1.7L – ₹4.7L/yr |
| Mid-level / 3–5 yrs | ₹21.6L – ₹60L | ESOP₹3L – ₹8.4L/yr |
| Senior / 6–9 yrs | ₹42L – ₹114L | ESOP₹5.9L – ₹16L/yr |
| Lead / 10–12 yrs | ₹95L – ₹145L | ESOP₹18L – ₹32L/yr |
CRED Junior SE. Negotiation focus: fixed + joining bonus. Bar exceptionally high at hiring.
Role
Total CTC ranges for Product Managers at CRED India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.8L – ₹38.4L | ESOP₹2.4L – ₹5.4L/yr |
| Mid-level / 3–5 yrs | ₹30L – ₹84L | ESOP₹4.2L – ₹11.8L/yr |
| Senior / 6–9 yrs | ₹54L – ₹156L | ESOP₹7.6L – ₹21.8L/yr |
CRED Junior PM / APM. Negotiation focus: scope + fixed (CRED hires very selective at this level).
Role
Total CTC ranges for UX/Product Designers at CRED India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹9.6L – ₹28.8L | ESOP₹1.2L – ₹3.5L/yr |
| Mid-level / 3–5 yrs | ₹19.2L – ₹54L | ESOP₹2.3L – ₹6.5L/yr |
| Senior / 6–9 yrs | ₹33.6L – ₹96L | ESOP₹4L – ₹11.5L/yr |
CRED Junior Designer. Negotiation focus: fixed + portfolio impact (CRED design bar uniquely high).
Data sources: AmbitionBox, Glassdoor India, Levels.fyi, and public DRHP/IPO filings where applicable. Ranges represent the 25th–90th percentile of reported total CTC (base + variable + annual equity value) in Indian cities. Individual offers vary by negotiation, team, location, and joining year. These figures are market reference data, not a guarantee of any specific offer. Verify with current offer letters and recruiter disclosures.