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What is the recruitment process at ICICI?

The typical ICICI recruitment process has 5 stages: Resume screen: campus drives, job portals, or internal referrals → Online Assessment: aptitude, SQL problems, and 2 coding questions (easy to medium, 90 min) → Technical Round 1: Java, data structures, SQL deep-dive, and REST API concepts → Technical Round 2 or System Design: BFSI system architecture, transaction handling, and domain knowledge → HR Round: background verification, compensation, and behavioral questions.

What are the interview rounds at ICICI?

ICICI typically conducts 4 interview rounds: Online Assessment (90 min): aptitude, 2 to 3 SQL problems with joins and aggregations, and 2 medium coding problems; SQL is harder than most banks.; Technical Round 1 (45 to 60 min): Java collections and concurrency, OOP design, database indexing, and 1 live coding problem on arrays or strings.; Technical Round 2 or System Design (45 to 60 min): design a UPI payment service or reconciliation engine, with specific attention to idempotency and rollback.; HR Round (30 min): competency questions, notice period, and compensation alignment..

What framework should I use for ICICI technical interviews?

HireStepX recommends the Transaction-safety design framework for this type of interview: Frame every system design around idempotency, two-phase commit trade-offs, and audit log completeness before moving to scale.

What topics does ICICI Bank's technical round cover?

Core Java (collections, threading), SQL (complex joins, window functions), REST API design, and BFSI domain scenarios like UPI and NEFT flows.

Is there a system design round at ICICI Bank?

For mid-level and senior roles, yes. Expect a 45 to 60 minute discussion on designing a payment or account management service with reliability constraints.

How hard is the ICICI Bank OA?

Moderate: 2 coding problems at easy-to-medium level, plus SQL queries and aptitude. Less algorithmic than a FAANG OA but trickier SQL than most.

← All companies·ICICI·Technical

ICICI Bank Software Engineer Interview Questions India 2026

ICICI Bank's tech interviews are heavier on SQL and core Java than most product companies, with a distinct emphasis on banking domain knowledge: think UPI reconciliation flows, CBS integration, and idempotency in payment APIs.

Practice with AI voice feedback 12 questions · Technical · 2 sessions free

About ICICI

ICICI Bank is India's second-largest private sector bank, offering retail and corporate banking, insurance, asset management, and securities. Its tech team (iWork) is one of the largest banking IT organisations in India.

Products: iMobile Pay (retail banking app) · InstaBIZ (SME banking) · ICICI Bank credit cards · ICICI Lombard (insurance) · ICICI Prudential (life insurance / AMC) · Corporate banking and trade finance systems
Competitors: HDFC Bank · Axis Bank · Kotak Mahindra Bank · SBI (public sector)
Scale: ~120,000 employees (banking + subsidiaries). BSE/NSE listed. Assets ~₹25 trillion. iWork tech team ~5,000+.

ICICI recruitment process

01
Resume screen: campus drives, job portals, or internal referrals
02
Online Assessment: aptitude, SQL problems, and 2 coding questions (easy to medium, 90 min)
03
Technical Round 1: Java, data structures, SQL deep-dive, and REST API concepts
04
Technical Round 2 or System Design: BFSI system architecture, transaction handling, and domain knowledge
05
HR Round: background verification, compensation, and behavioral questions

What to expect in each round

01
Online Assessment (90 min)
aptitude, 2 to 3 SQL problems with joins and aggregations, and 2 medium coding problems; SQL is harder than most banks.
02
Technical Round 1 (45 to 60 min)
Java collections and concurrency, OOP design, database indexing, and 1 live coding problem on arrays or strings.
03
Technical Round 2 or System Design (45 to 60 min)
design a UPI payment service or reconciliation engine, with specific attention to idempotency and rollback.
04
HR Round (30 min)
competency questions, notice period, and compensation alignment.

Technical questions ICICI asked

Sourced from 2+ candidate post-mortems. Hit Practice to answer any one with AI voice feedback.

01
Medium
Reverse a linked list in O(1) extra space. Then explain when you'd use this in production.
Practice free →
02
Easy
What is the difference between a class and an object? Give an example.
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03
Easy
Write a SQL query to find the second-highest salary in a department.
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04
Easy
What is normalisation in databases? When would you de-normalise?
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05
Easy
What's the difference between a stack and a queue? Give a real-world use case for each.
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06
Hard
Given a stream of integers, design a data structure that returns the median in O(log n).
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07
Medium
You have a service that's slow only on Tuesdays. Walk me through how you'd debug.
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08
Hard
Here's 200 lines of payment-processing code with several intentional bugs. Find them and explain the production impact of each.
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09
Medium
Explain webhooks vs. polling for a developer who has never built a payment integration. You have 4 sentences.
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10
Hard
Walk me through Razorpay's fraud-detection model. How would you reduce false positives without increasing chargeback losses?
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11
Medium
We see UPI failure rates spike at 9pm on weekends. How would you debug and what's your hypothesis?
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12
Easy
What's 54% of 110? You have 10 seconds.
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Answer framework

Transaction-safety design

Frame every system design around idempotency, two-phase commit trade-offs, and audit log completeness before moving to scale.

Interview rounds4

DifficultyEasy

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ICICI Bank Software Engineer Interview Questions India 2026